Registration with the SEC or state does not constitute an endorsement of the firm by regulators, nor does it indicate that the adviser has attained a particular level of skill or ability. This content is for informational purposes only and does not intend to make an offer or solicitation for sale or purchase of any securities. Investing involves risk, including the potential loss of principal. No investment strategy, such as asset allocation or diversification, can guarantee a profit or protect against loss in periods of declining values. The products that compose the Specialty Solutions have risks and expenses unique to their specific offerings. Variable annuities invest in subaccounts containing securities and as such are subject to market risk and loss of principal. All guarantees of an annuity are backed by the claims-paying ability of the issuing insurer. Due to their non-registered status, private placements pose liquidity risk due to the restrictions on their sale and may become completely illiquid. 1031 Exchanges are subject to specific tax code and strict timing limitations, as such if transactions are not executed accordingly loss of associated tax benefits and/or added tax consequences may apply.

Alternative investments and private offerings involve a high degree of risk, can be highly speculative, and may result in the loss of principal invested and are not suitable for all investors. Investors should carefully consider the investment objectives, risks, fees and expenses before investing. For this and other important information please the product offering materials and disclosure documents relative to each potential investment. Read this information carefully before investing.