Our initial meeting is a conversation – where we get to know one another. Where have you been and where are you going – financially? What’s worked? And what hasn’t?  What have you done well… and what are the things that wake you up at 2am?  We’ll also figure out if our process is a good fit for you.

Before we can co-create the strategy, we have to dive in to the details: what is your current investment allocation? Do you understand the factors that influence returns? Will the portfolio do what you want it to do in retirement? How would you measure that? What about insurances? Do you need them? Should you pay off the house? What about college education? All of the money decisions around the money are just as important as the money itself.  Retirement planning is a chess game – many pieces with specific rules. Developing a comprehensive, effective, and long-term strategy that is unique to you and your world is critical to winning this chess game.

Once you understand what you have and how it works, what will you do with the information? How will you implement the strategies? Statics show that most people won’t implement on their own – Life and emotion get in the way. We make sure your options are understood and the path forward is clear. The primary objective is to get and keep you on the right track. We strive to make this process transparent, quick and painless for you.